MUCOBA Bank PLC, formerly known as Mufindi Community Bank LTD (MuCoBa) is the oldest community bank in Tanzania that was incorporated in December 1998 and licensed by Bank of Tanzania (BOT) in May 1999 to offer banking services to the communities of Mufindi and neighbouring districts. It opened its doors to the public in June 1999. The Bank, with its Head Office in Mafinga, offers banking services to the community of Iringa region and its neighbouring region of Mbeya at Mbalali District.

Mucoba Bank Pic is now inviting applications from suitable candidates for the under mentioned positions:

Assistant Credit Officers (3 Posts)

The following shall be the main duties and responsibilities to be accomplished by a successful candidate on day to day:

Reporting to Credit supervisors or Credit manager
To mobilize deposits and loans from clients
To conduct training to clients for group loans
To disburse loans to well-trained groups and individuals
To ensure loan repayment is done timely by close monitoring of the portfolio
To conduct loan recoveries to non-performing loans
To prepare and analyze loan documents
To conduct K.Y.C before disbursing loans
To ensure there is proper record keeping and documentation
To prepare daily collection and disbursement reports and be submitted to supervisor and credit manager
To manage Non-Performing Loans so as to be within regulatory minimum requirement
To perform any other duties as may be assigned by higher authority
Qualifications

Diploma/ Bachelor Degree in General Agriculture, Business Administration, Education, Community Development, Finance or equivalent from recognized Institutions
Computer literacy and data entry knowledge and to be updated with new technology
Customer care skills and fluent in English and Kiswahili both written and spoken
Experience in microfinance lending will be an added advantage
Attributes

Decisive
Confidentiality
Hard worker and Team player
Must demonstrate honesty, integrity and transparency
Effective in time management
Creative and ability to take initiatives

Commitment

The selected candidate should be committed and ready to work in rural areas